Welcome to the Exciting Journey of Home Buying!

Embarking on the home buying process is a thrilling milestone that can shape your life in significant ways. At Kiron Properties, we understand that this journey may seem daunting, but we’re here to guide you through every step.

We believe buying a home is more than a transaction; it’s a step toward a brighter future. Our team is dedicated to making this experience smooth and enjoyable for you. Here’s a streamlined guide to help you navigate the process:

 1. Determine What You Can Afford 

Before beginning your search, have a clear idea of your budget. Getting prequalified can provide an accurate estimate of what you can afford. Use our bond calculator or contact us for prequalification.

 2. Assess Your Credit Record 

Your credit score is crucial in obtaining a home loan. A good credit score (above 600) increases your chances of approval and better interest rates.

 3. Hire a Kiron Properties Estate Agent 

At Kiron Properties, our estate agents are invaluable in the home buying process. They handle the paperwork, and provide market insights, all at no cost to you. Their expertise ensures a smoother and more informed experience.

 4. Find Your Ideal Home 

Start the thrilling journey of finding your perfect home. Consider your budget, desired neighbourhood, proximity to amenities, and future plans.  Visit our properties for sale to explore a range of options that suit your needs.

 5. Make an Offer to Purchase 

Once you find the right home, make an offer. This legally binding agreement outlines the terms and conditions of the sale.

 6. Arrange a Home Inspection 

Ensure your offer includes a home inspection clause to identify any potential issues with the property.

 7. Apply for a Home Loan 

Secure financing through our home loan comparison service. We submit your application to multiple banks to get the best rates.

 8. Transfer and Bond Registration 

After loan approval, the property transfer and bond registration process begins. This involves legal procedures handled by attorneys and usually takes around three months.

 9. Title Deed Registration 

Once the bond is registered, the title deed is transferred to your name. This officially makes the property yours.

 10. Move In 

Finally, move into your new home and enjoy. Ensure you have funds set aside for moving expenses and any necessary renovations.

 FLISP: Making Homeownership More Accessible 

If you’re a first-time homebuyer, you might be eligible for the Finance Linked Individual Subsidy Programme (FLISP). This government subsidy can help reduce the home loan amount or cover the shortfall between the purchase price and the loan amount, making homeownership more affordable.

For more information on the affordable housing program, contact Kiron Properties. We’re here to help make your home buying journey as seamless as possible.

Download the Home Buying Process Here (pdf doc loaded in folder)

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Get in Touch for More Information
For more information on new listings or market trends, contact our team at:
WhatsApp: 079 451 1243
Email: info@kironprop.co.za

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